Own Emerging
Markets. Hedge Your
Wealth.

Own Emerging
Markets. Hedge Your Wealth.

PalmBloc tokenizes access to high-growth
African and emerging market investments,
while protecting your wealth from currency
volatility with stablecoins.

PalmBloc tokenizes access to high-growth African and emerging market investments, while protecting your wealth from currency volatility with stablecoins.

01

FEATURES

Built for Borderless
Finance

PalmBloc empowers you to earn, send, and
grow with tokenized assets and instant
stablecoin transfers—no banks, no borders.

Tokenized Yield Vaults

Grow your money with real-world assets.
Invest in tokenized Treasury Bills and earn
passive income — backed 1:1 by licensed
custodians.

Local Cash-Out

Convert to local currency, anytime. Withdraw to NGN, KES, GHS, and more via Flutterwave, M-Pesa, Chipper & other local partners.

Wallet-Free Transfers

No wallet? No stress. Send funds via SMS or QR. Recipients without a wallet can claim instantly — powered by smart payment links.

How PalmBloc Works

02

01.

Deposit USDC or
USDT

02.

Choose a
vault

03.

Receive
eYieldTokens
in your wallet

04.

Track your
yield. Redeem
anytime.

Why PalmBloc?

Tokenized Growth

Access African T-bills, bonds, and stocks — digitally. Tap into high-yield fixed-
income assets through secure, on-chain investment vaults.

Access African T-bills, bonds, and stocks — digitally. Tap into high-yield fixed-income assets through secure, on-chain investment vaults.

Stable Wealth

Preserve value in trusted stablecoins. Protect your funds from inflation while
earning consistent returns without a bank account.

Preserve value in trusted stablecoins. Protect your funds from inflation while earning consistent returns without a bank account.

Borderless & Fast

Invest and hedge instantly, from anywhere. Send and receive stablecoins
across borders in seconds, with ultra-low fees.

Invest and hedge instantly, from anywhere. Send and receive stablecoins across borders in seconds, with ultra-low fees.

Transparent & Self-Custodied by Design

Your assets stay in your control. All transactions are recorded on the
blockchain, so there's no need to rely on banks or middlemen.

Your assets stay in your control. All transactions are recorded on the blockchain, so there's no need to rely on banks or middlemen.

Multilingual and mobile-first

Designed for real-world use in Africa and beyond—PalmBloc supports low-
bandwidth access and local languages like Hausa, French, Swahili, and
Arabic.

Designed for real-world use in Africa and beyond—PalmBloc supports low-bandwidth access and local languages like Hausa, French, Swahili, and Arabic.

Who Is PalmBloc
Built For?

Freelancers earning in stablecoins

Diaspora sending money to loved ones

Traders moving funds across borders

Stablecoin holders looking to earn passive yield

Frequently Asked Questions

1. What is PalmBloc?

A platform that lets you invest in yield-generating assets and
send money across Africa using stablecoins.

A platform that lets you invest in yield-generating assets and send money across Africa using stablecoins.

2. Are my funds safe?

Yes. All yield tokens are backed 1:1 by real-world assets held by
licensed custodians.

Yes. All yield tokens are backed 1:1 by real-world assets held by licensed custodians.

3. How does PalmBloc make money?

A small platform fee is applied to yield earned — no hidden
charges or remittance fees.

A small platform fee is applied to yield earned — no hidden charges or remittance fees.

4. Do I need a crypto wallet?

No. You can receive money via SMS or QR, and we’ll create a
wallet for you on the fly.

No. You can receive money via SMS or QR, and we’ll create a wallet for you on the fly.

5. What blockchain is this on?

PalmBloc runs on Arbitrum and Solana for fast, low-cost
transactions.

PalmBloc runs on Arbitrum and Solana for fast, low-cost transactions.

You're Early — And That’s
a Big Advantage.

You're Early — And
That’s a Big Advantage.

Join PalmBloc’s waitlist to unlock early access to tokenized
vaults, low-cost remittance tools, and exclusive updates.

Join PalmBloc’s waitlist to unlock early access to tokenized vaults, low-cost remittance tools, and exclusive updates.